CTBC Bank USA has recently launched attractive savings options for its customers, featuring a 4.35% annual interest rate for a five-month fixed deposit and 4.25% for a seven-month fixed deposit. These offerings are designed to help clients achieve their savings goals.

Starting from September 24, 2024, these promotions are exclusively available for those who open accounts at CTBC branches, with a minimum opening deposit set at $10,000. To qualify for these rates, customers must also establish a new personal or business checking account or already possess one. The balance in the checking account must meet certain conditions: if the fixed deposit amount exceeds $50,000, the checking account balance on the day of account opening should be at least $5,000; if the deposit is below $50,000, the balance must be a minimum of $2,500. It’s important to note that early closure of the checking account may lead to penalties and reduced interest earnings. For more detailed information, customers are encouraged to inquire at their local CTBC branches.

In an era where mobile payments are becoming increasingly convenient, CTBC Bank’s financial card can be linked to mobile payment applications, allowing customers to leave their physical cards at home for a safer and more convenient shopping experience. Additionally, the CTBC eWallet application provides comprehensive insights into spending, helping to prevent unauthorized transactions. Ensuring the financial security of its customers remains a top priority for CTBC Bank, which invests significantly in creating a secure online banking environment for confident digital financial management.

Beyond deposit services, CTBC Bank also offers a variety of home loan options, accommodating those with overseas asset documentation and credit history, particularly assisting new immigrants in realizing their homeownership dreams. Home loans can be applied for directly online. CTBC’s wealth management team is dedicated to crafting personalized investment plans for customers, with a focus on retirement planning and securing a stable future for their families. Moreover, CTBC is certified as a preferred lender by the Small Business Administration, providing several commercial loan services tailored for small businesses and offering one-on-one support that has successfully aided multiple Taiwanese enterprises in obtaining financing.

With a strong presence in the U.S. and a global outlook, CTBC Bank leverages the robust resources of its parent company, CTBC Financial Holding Company (Taiwan), to empower the thriving Chinese community across the country. The bank provides a wide range of services including savings, loans, financial management, commercial loans, and integrated cross-border financial solutions, capitalizing on its strategic advantages in the Asia-Pacific region. For more information, visit the CTBC Bank website at www.ctbcbankusa.com.